5 Tips For Selling Your Structured Settlement Annuity

Wondering if you should avail a lump sum or take your annual annuity payment? If you need a lump sum to invest in your life right now, selling your annuity payments is a wise choice. It could help bring you out of abyss of debt or deal with urgent need of cash, including medical expenses, home or car purchase or even education. You can sell either a part of your annuity/settlement structure or all of it, depending on your needs. Here are the five most important tips, which you can use before you sell your structured settlement annuities for cash:
1. Research to Find a Reputable Buyer
You need to scrutinize the private investor, who is ready to buy your structured settlement. Read more about their options and testimonials to determine what clients say about them before you choose their services. Check if they are a member of the Better Business Bureau. You need to be sure that you are getting the most value for your settlement.
2. Ask for Certification
Conversion of your annuity to a lump-sum payment with unregistered or illegitimate companies can leave you helpless and without the cash you need. If you do not understand the ramifications, you are susceptible to scams and might end up with very low cash or no cash at all! It helps to consult a legal advisor, stay alert and choose a trustworthy firm when you have decided to sell your structured annuities.
3. Know Your Rights
It helps to contact a legal advisor to determine what the law permits and what rights you are entitled to, before you sell your structured settlement annuities. To begin with, selling your structured settlement is completely a legal process and individuals have been buying and selling them for years. Most states in the U.S. allow you to sell your structured annuities in a risk-free manner. Financial advisors will help you determine what the law of your state permits and ascertain your rights too.
4. Have a Long Term Plan
Evaluate your current financial standings, determine the obligations, your plans for the future, and consider if selling all or a part of your structured settlement can help you meet your goals.
5. Seek Advice
As with any other financial transaction, it is important that you seek expert advice and several opinions before you agree to sell your annuity payments. Most companies will give you a free quote. Take a look at several offers and determine if it is worth selling you structured settlement annuities or not.



Fairfield Funding can help you with information, advice and assistance when you decide on selling your structured settlements. Fairfield will take you through the entire process of selling your structured settlement annuity. You are assured the best treatment and most money for your payments.
Stefano Grossi
Fairfield Funding
1-888-943-8637