Selling your structured settlement payments need not be difficult if you don't rush into it. Give it some thought. Why do you want sell your structured settlement? To improve your home or to buy a house you have always wanted. Maybe to pay bills or college.

You do have choices: sell the whole annuity, sell some payments, sell only the lump sum payments or sell part of the monthly payment (say one half) which will give you 1/2 the monthly payment plus some up front cash.

Its important to find a company or broker who purchases structured settlements and who will answer all your questions. Is going to take a good 2 to 4 months to do, so I think you will want someone you feel comfortable with.

You will need a copy of your structured settlement annuity, the settlement agreement and release, a photo ID, recent check and the company's app. The person you are dealing with, should work with you to get the necessary documents.

I want to point out that if you depend on your payments to pay important bills like your rent/mortgage, food and electricity, selling your payments may not be in your best interest. Look elsewhere for a loan. Your going to find yourself in big trouble when the money runs out. Just a heads up.

I'm available for questions and help. My best to you.